Business Banking, Bankless
The infrastructure guide for businesses that have outgrown traditional banks. Global corporate accounts without residency requirements. No freezes for receiving crypto. Multi-chain treasury management.
The Problem
Every crypto company, DAO treasury, or Web3 business has hit at least one of these. Usually all of them.
Your company deposits funds from an exchange or pays a contractor in USDC. First you know about it: your bank has frozen the account, flagged for manual review, or closed it entirely. No warning. No explanation. Just gone.
Traditional banks see "crypto" in your business description and decline immediately. Neo-banks freeze at the first DeFi transaction. You're running a serious business with no business banking.
SWIFT transfers take 3-5 business days. Wire fees eat 1-3% of every payroll run. Global contractors wait days for payment. And your bank flags every international transaction as suspicious.
Your company holds significant treasury in ETH, USDC, and other tokens. But corporate cards require a fiat account. By the time you convert, pay fees, and wait — you've lost both time and money.
Ethereum for operations. BNB Chain for partnerships. Polygon for gas fees. Each chain has separate banking, separate conversion, separate statements. Your bookkeeper bills 10 hours a month for what should take 10 minutes.
Every time you move between crypto and fiat — to pay a supplier, cash out for payroll, convert dao funds — you lose to spreads, fees, and processing time. The full-circle crypto-to-fiat workflow is draining your treasury.
The Reality
Based on real data from crypto businesses and their banking providers.
The Infrastructure Fix
Modern financial infrastructure built for how crypto companies actually operate.
Open a corporate bank account for your business from anywhere in the world. USD, EUR, GBP routing numbers included. No physical presence required. Supporting 40+ currencies.
Corporate accounts where your business controls the private keys. Funds aren't held by a bank — they're in wallets only your company can access. No counterparty risk.
A VISA card built for businesses that hold crypto. Available in 180+ countries. Load with USDC, ETH, or stablecoins and spend directly — or convert to fiat and send to any bank account.
Pay international contractors, suppliers, and team members in seconds. Not days. Send stablecoins directly, convert on receipt, or have fiat arrive in local bank accounts. Your team gets paid faster. You pay less.
Ethereum. Polygon. BNB Chain. All under one roof. Manage your entire crypto treasury with one login. Access token swaps across blockchains. Download consolidated statements for your accountant.
Built For
Not for everyone. For businesses that have outgrown what traditional banks offer.
Your primary treasury is on-chain. You need corporate banking that doesn't freeze when you deposit from an exchange or interact with a DeFi protocol.
Multi-sig treasury management across global contributors. Need to pay contractors in local currencies without waiting days or paying SWIFT fees.
You accept stablecoin payments from clients globally and need a business account that doesn't treat that as suspicious activity.
Your team is spread across 12 countries. You need payroll infrastructure that moves fast, works globally, and doesn't charge per-transfer fees.
You pay suppliers, contractors, or staff in multiple currencies and lose thousands per year to FX spreads and international transfer fees.
You're a traditional business exploring crypto payments or treasury allocation and need a compliance-friendly bridge without the account risk.
Business accounts are rolling out in phases. Join the VIP list to get early access, direct onboarding support, and priority placement for your company.
No spam. No sales calls unless you request one. Direct access to the onboarding team.